•  - AAA Fair Credit Foundation - IDA Program - (DISCONTINUED)
•  - Community Development Corporation of Utah (CDCU)
•  - FHLB - Competitive Affordable Housing Program- help for first time homebuyers with your down payment
•  - Chenoa Fund - Zero Down Home loan 
•  - U.S. Department of Agriculture Rural Housing (USDA) - housing programs for people living in rural communities
•  - Home Ready - FNMA Conventional Loan Programs
•  -  Utah Housing Corporation  (100% Financed Loan Options)
•  - Dept WFS Small City Grant - CDBG
•  - Work Force Services (State of Utah)

•  -  U.S. Department of Veteran Affairs (VA) - Veteran Home Loans

•  - Brigham City - Habitat for Humanity
•  - Cedar City - Habitat for Humanity
•  - Clearfield - Davis Community Housing (DISCONTINUED)
•  - Eagle Mountain - Eagle Mountain City (Up To $25k) 
•  - Layton - Davis Community Housing (DISCONTINUED)
•  - Layton -  Layton City Economic Development (DISCONTINUED)
•  - Layton - Community Development Block Grant (CDBG)
•  - Logan - Neighborhood NonProfit Housing Corp (FUNDS PROVIDED BY USDA) see State Wide Programs above
•  - Midvale City - City NW Grant 
•  - Murray City - NeighborWorks
•  - Ogden - Own In Ogden
•  - Provo > 
  •  - Provo - Redevelopment Agency - Loan to own & Home Purchase plus
    
  •  - Provo - NeighborWorks
•  - Salt Lake City - CDCU "Own In - Salt Lake City"
  •  - Salt Lake City - Housing Stability
  •  - Salt Lake City - NeighborWorks Salt Lake
  •  - Salt Lake City - Housing and Neighborhood Development
  •  - South Jordan - South Jordan Redevelopment Agency
•  - Taylorsville - CDCU "Own In - Taylorsville"
•  - West Jordan City - West Jordan City Economic Development
•  - West Valley City - West Valley Housing Authority - downpayment assistance

•  - Box Elder, Rich & Cache - BRAG (Bear River Association of Governments)
•  - Castle County - Habitat for Humanity  
•  - Davis County - Davis County Gov
•  - Davis County  - Davis County
•  - Salt Lake County >
• - Salt Lake County - International Rescue Committee (IRC) - 801-537-2179
• (Refugee Status (Non-Citizenship & in the U.S. <5 yrs)
•  - Salt Lake County - Own In Salt Lake
  •  - Salt Lake County - Habitat for Humanity - 
  •  - Salt Lake County - Economic Development and Community Services
  •  - Salt Lake County - Community Development Corporation of Utah (CDCU) 
•  - Summit County - Habitat for Humanity
•   
• - Utah County  >
•  - Utah County  > Utah County 
•  - Utah County  - Loan To Own - Most Utah County Cities (except Provo)
  • - Utah County - Habitat for Humanity
•  - Wasatch County - Wasatch County
•  - Washington County - Habitat for Humanity

• - Weber County >
•  - Weber County  - Weber Housing Authority - (Excluding Ogden City)

What is... 

• Federal Housing Administration (FHA) 3.5% Down Payment loans
• Housing Urban Development  (HUD)
• 
  

• Utah Housing Corporation Zero Down Home loan programs / Grants

If you find any links not working PLEASE let us know by sending us a message at the bottom of this page so we can get them updated. Programs & links are changing all the time!